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Why Simon?

Simon opened online in 2014 with the idea that it should be easy to own a high-end TECH device of your dreams. We understand that no credit or past negative experiences happens to almost everyone so we have our own unique perspective that allows us to approve customers that will be declined elsewhere.

We have sold and provided support for thousands of devices. All were shipped with 100% satisfaction. None were ever returned so far and almost half of our sales each month are to current customers or their friends and family.

Being a small family owned business, we understand that we cannot compete with the big companies when it comes to cash/retail prices, but below are a few reasons to choose SIMON computers & electronics:

  • Don’t have cash upfront but need a high-end TECH right away for work, school, etc.
  • Do you need high-end tech that is hassle free BUT have less than perfect credit
  • Need an affordable monthly payment
  • Need a custom-built computer or customized laptop
  • Need Shipping to an APO/FPO address.
  • Need convenient support to your computer/device

Customer Requirements:

  • 18 years of age or older
  • Must have an active and verifiable bank account
  • Credit or debit card under your name
  • Own phone number
  • Verifiable source of income/Employment

Military Customer Benefits:

  • Discounts
  • Instant approval
  • Shipping to APO/FPO available


No credit needed
Pay as you go on your way to ownership
No long term contract
Never build up debt. Return the item after initial term or payoff early
Warranty Included
Freeze payments whenever you need, pick back up when you’re ready
Upgrade to newer tech easily


Approval depends on credit rating
You are borrowing money from a bank
Longer contract terms
Interest keeps growing
Pay additional warranty repair or out of pocket
Have to keep paying until item is completely paid off
Stuck paying for tech regardless of whether you still want to use them