Lease-to-own is a great option that allows you to avoid large upfront payments by making low monthly payments instead. You may return the item at any point after you finish your short minimum term. Once all of your payments are made, you OWN the product!
Below are a few benefits of LTO/RTO compared to traditional financing:
- Easy Upgrade.
- Don’t get stuck with old parts. Need to upgrade? You may return and swap parts to upgrade at any point or get a new build. It’s that easy!
- No Credit Needed
- Approval is not based on credit.
- In-house warranty and lifetime labor.
- Peace of mind and minimal downtime for repairs, maintenance and upgrades. No need to RMA your bad parts to the manufacturer which can take months! We take care of it at our local shop.
- 90 Day same as cash and early payoff discounts.
- options to save by paying off the account early or take advantage of our 90-day same as cash option.
- Never build up debt.
- You may return the item after initial term, freeze payments whenever you need a break, pick back up when you’re ready.
What are the requirements? Can I get approved?
Our approval process is not solely based on your credit score. We realize that life happens and that past negative experiences happens to almost everyone. This unique perspective allows us to approve customers that will be declined elsewhere.
We do have minimum requirements what you would need to meet:
- 18 Years or older
- Verifiable source of income/Employment
- Own phone number
- Active and verifiable bank account
- Debit/Credit card under your name